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Personal / Car Loan Interest Rates

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You can always find our most recent interest rates for Personal Loans here.

Secured Variable Personal Loan

Variable Rate

Comparison Rate1

New or Demonstrator Vehicle - never been driven (special limited time offer) 5.99% pa 6.84% pa

New Car - 0 to 5 years

6.79% pa

7.64% pa

Used Car - 6 to 10 years

8.99% pa

9.83% pa

 

Unsecured Variable Personal Loan

Variable Rate

Comparison Rate2

Unsecured Variable Rate

10.99% pa

11.82% pa

 

Secured Fixed Rate Personal Loan

Fixed Rate3

Comparison Rate1

New Car - 0 to 5 years

7.99% pa

8.84% pa

Used Car - 6 to 10 years

9.99% pa

10.83% pa

 

Unsecured Fixed Rate Personal Loans

Fixed Rate3

Comparison Rate2

Unsecured Fixed Rate

14.00% pa

14.82% pa

 

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Important Information: 

1. These comparison rates apply to secured loans with 5 year terms for $30,000 2. These comparison rates apply to unsecured loans with 5 year terms for $30,000 3. The 1 to 3 year fixed loan comparison rate calculated under the assumption at the end of the fixed rate period, the balance of the term will convert to the current variable rate.  WARNING: These comparison rates apply only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.