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Visa Debit Card

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Visa Debit has a number of fantastic features to help you access your own funds conveniently and easily.

  • Select 'Credit' when using EFTPOS and transactions are fee-free
  • Buy now and pay now
  • Acceptance at 30 million locations in 150 countries (including ATMs)
  • No need for travellers cheques and credit cards
  • Shop online, overseas1, over the phone, by ATM or EFTPOS, or in person all using your own money
  • Selection of your own PIN2
  • Visa Entertainment rewards3

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  What if my Debit Card is lost or stolen?

If you believe your card has been misused, lost or stolen or the PIN has become known to someone else, you have 2 options:
If you have our smartPAY App you can report your card lost or stolen, block (and unblock your card if you find it again) and change your PIN.
If you don't have our smartPAY App, you must contact us as soon as possible on 02 6763 5111, or visit your branch.


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Important Information:

1Overseas foreign currency transaction fees and charges may apply. Visa’s Zero Liability policy covers Australian and New Zealand-issued cards and does not apply to ATM transactions, transactions not processed by Visa or certain commercial transactions. Cardholders should notify their issuer promptly of any unauthorised Visa use. Please consult your issuer for additional details.

2PIN change facility available at all Northern Inland branches and via Online Banking and our smartPay App.
3 Free access to exclusive concert ticket pre-sales, member promotions and much more. Visit to register and for full benefits and terms.
Please read the Product Fact Sheet to see if this product suits your needs and circumstances.