Why choose Northern Inland?

Safe, secure & trusted

As a strongly regulated mutual, Northern Inland is safe and competitive with a full range of products. You can feel secure that your savings and investment accounts with Northern Inland are protected with the Government Deposit Guarantee.

Over 50 years of banking experience

We are a community-driven, family orientated financial institution committed to helping you find smarter ways to manage your money. Throughout our history, people and community have been at the heart of what we do.

Savings accounts

Choose from a range of savings accounts packed with competitive rates and features.

Bonus Saver

Bonus interest for great saving

Interest rate up to

4.55

% p.a
  • Tiered interest rate with bonus interest available
  • No monthly account keeping fee
  • Funds available at call
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Internet Saver

Limited access for extra interest

Interest rate up to

2.50

% p.a
  • No monthly account keeping fee
  • Balances $5,000 and over earn competitive interest
  • Access limited to online only
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Youth accounts

No matter how young, we believe it's important to start making SMART financial decisions.

0-19 years

Super Saver

First account for young savers

Interest rate up to

4.00

% p.a
  • Great rates and features
  • Tiered interest rate with bonus interest available
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18-29 years

Smart Start

Savings account with bonus interest when requirements are met

Interest rate up to

4.00

% p.a
  • Bonus Saver account to earn a higher interest rate on your savings
  • Deposit $1,500 payroll per month and save
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Christmas Club account

Budget like a pro for the next festive season with a Christmas Club account. Earn interest on your savings which can only be withdrawn during a set period - helping you budget and save.

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Budget planner calculator

Make a savings plan using our online budget planner

Create a budget plan and achieve your financial goals.

Plan now

Northern Inland’s Bonus Saver Account encourages saving with monthly bonus interest paid

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Chat with our friendly team

We are here to help our Members with smarter ways to manage their money, speak with our expert team to find banking solutions which suit you.

Contact us

Other banking options

Everyday Banking

Everyday transaction accounts with great features and flexibility to make payments and track your spending your way.

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Credit Cards

Classic credit card value, buy now and pay later with up to 55 days interest free and a great rate.

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Investments &
Term Deposits

Make your money work for you with an investment account or short term term deposit with a certainty of a fixed rate.

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