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Dreams Can Come True
With our Dream Value Home Loan 1.99% variable | 2.38%pa comp rate
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New Car 3.99% | 4.58%pa comp rate
Fixed or Variable. No Establishment Fee. Low Monthly Fee
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Our 8 step simple process


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Your Financial Wellness Matters

Start the journey to build the future you want


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Keep every dollar of your sale with Zero Cost EFTPOS


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Credit Cards, Home Loans, Investment Loans and More at Competitive Interest Rates

At Northern Inland Credit Union, we are committed to helping our Members find smarter ways to manage their money. We have built strong relationships with our local communities in the North West region of New South Wales for almost 50 years, offering honest, trusted service with the full range of financial products.

With branches in Tamworth, Gunnedah and Narrabri, our Members count on us to deliver the full suite of financial solutions including everyday and savings accounts, credit cards with competitive interest rates, personal & car loans, investment loans, home loan packages, plus online services including our smartPAY app.

Looking for a home loan, but not sure where to begin? We have developed a home loan repayment calculator that will help you get a clearer understanding of what you can expect.

Welcome to NICU - honest, competitive, easy banking

To talk to us today, simply call us on 02 6763 5111, contact us via our enquiry page to speak to a member of our friendly team, or visit at one of our three branches:

  • Tamworth
  • Gunnedah
  • Narrabri

We look forward to helping you find smarter ways to manage your money.

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