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Rates & Fees


Special Offers

New Car 3.99% | 4.58%pa comp rate
Fixed or Variable. No Establishment Fee
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Simplify your life 2.29% | 3.78%pa comp rate
2yr Fixed rate Intro Home Loan $150,000+
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Our 8 step simple process

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Pay by the month at no extra cost*

It's insurance made convenient

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A mobile EFTPOS solution for your Business

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Credit Cards, Home Loans, Investment Loans and More at Competitive Interest Rates

At Northern Inland Credit Union, we are committed to helping our Members find smarter ways to manage their money. We have built strong relationships with our local communities in the North West region of New South Wales for almost 50 years, offering honest, trusted service with the full range of financial products.

With branches in Tamworth, Gunnedah and Narrabri, our Members count on us to deliver the full suite of financial solutions including everyday and savings accounts, credit cards with competitive interest rates, personal & car loans, investment loans, home loan packages, plus online services including our smartPAY app.

Looking for a home loan, but not sure where to begin? We have developed a home loan repayment calculator that will help you get a clearer understanding of what you can expect.

Welcome to NICU - honest, competitive, easy banking

To talk to us today, simply call us on 02 6763 5111 or contact us via our enquiry page to speak to a member of our friendly team. Feel free to pay us a visit at any time at one of our three branches:

  • Tamworth
  • Gunnedah
  • Narrabri

We look forward to helping you find smarter ways to manage your money.

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