page top

Apply Online


Download Forms




Rates & Fees


Special Offers


2.99% | 3.97% comp rate Intro Home Loan
3yr Fixed rate on amounts $150,000+
Find out more
New Car 5.49% | 6.35% comp rate
For never been driven or demonstrator models only
Find out more
Our simple 8 step process
Download your free guide

Switch to online statements
for your chance to win a
$100 fuel card

Learn more

All your insurance needs covered

Learn more

A mobile EFTPOS solution for your Business

Learn more

Credit Cards, Home Loans, Investment Loans and More at Competitive Interest Rates

At Northern Inland Credit Union, we are committed to helping our Members find smarter ways to manage their money. We have built strong relationships with our local communities in the North West region of New South Wales for almost 50 years, offering honest, trusted service with the full range of financial products.

With branches in Tamworth, Gunnedah and Narrabri, our Members count on us to deliver the full suite of financial solutions including everyday and savings accounts, credit cards with competitive interest rates, personal & car loans, investment loans, home loan packages, plus online services including our smartPAY app.

Looking for a home loan, but not sure where to begin? We have developed a home loan repayment calculator that will help you get a clearer understanding of what you can expect.

Welcome to NICU - honest, competitive, easy banking

To talk to us today, simply call us on 02 6763 5111 or contact us via our enquiry page to speak to a member of our friendly team. Feel free to pay us a visit at any time at one of our four branches:

  • Tamworth
  • West Tamworth
  • Gunnedah
  • Narrabri

We look forward to helping you find smarter ways to manage your money.

Find Out More