Pay with your Android smartphone

Convenience of a mobile wallet in your hands

Setup a digital wallet on your phone with Google PayTM. Use it to replace your physical wallet, carry both for greater flexibility, or replace your physical wallet completely.

Tap. Pay. Done. It's that easy

  • Smarten up your smart phone with another way to pay
  • Download Google PayTM and add your Northern Inland Credit Union card to start making simple, secure purchases today.
  • Tap and pay with your phone using Google PayTM, another option to manage your money smarter
  • Google PayTM allows you to use NFC capable Android devices running Lollipop 5.1 and above to make payments

Tap and pay

You don't even need to open the app - simply wake your device by tapping the home or power button to pay in person with a tap of your phone. You can use Google PayTM wherever contactless payments are accepted.

For transactions over $100 you will need to enter your PIN at the terminal. To make in-app purchases and on the web, select the Google PayTM icon at the checkout

Tap and pay Thumbnail Image

How it works

1. Download
Download the free google pay app from the google play store.

2. Add
Add your northern inland card

3. Tap & pay
No need to launch the app  simply wake your device to:

  • pay in person with a tap of your phone wherever contactless payments are accepted.
  •  For transactions over $100 you will need to enter your pin at the terminal or pay in-app by selecting buy with google pay'
Choice, simplicity and security

google pay offers a smart way to make fast purchases with compatible credit or debitcard, across all android devices that is both simple and secure.

Google pay doesnt send your actual credit or debit card number with your payment - so your card details stay safe. Youll know exactly when and where your transactions occur - making it easy to catch any suspicious activity. If your phone is ever lost or stolen, you can instantly lock your device from anywhere, secure it with a new password, and wipe it clean of your personal information.

Whether you're in-store or in-app - with Google Pay, a simple and secure checkout is always just a phone tap away!

Google Pay FAQs

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Google PayTM is a free app that allows you to pay with your Northern Inland card with a tap of your phone while enjoying the same benefits and protection of your physical card. Add an eligible credit card and youre ready to tap and pay for purchases. Use Google PayTM in participating mobile apps and anywhere contactless payments are accepted.

To learn more, visit

Yes. Google PayTM has a number of security features:

  • Your physical card number is not stored on your phone
  • Just like a contactless transaction with your northern inland card, google pay will not work for purchases over $100 unless you enter your pin at the terminal
  • If your phone is ever lost or stolen, you can use Android Device Manager to instantly lock your device, or even wipe it clean of any personal information
  • You will continue to enjoy $0 liability for unauthorised transactions the same as when using your physical card

You can get the Google PayTM app for free if you have:

  • An android pay compatible smartphone with NFC technology that lets your phone transmit data to the payment terminal at checkout
  • Android Lollipop 5.0 or above operating system
  • NICU SmartPay App (for identification purposes when downloading the Google PayTM app)

To learn more, visit

All smartphones that are enabled with NFC technology have Android Lollipop 5.0 or above operating system and have an Australian carrier, are compatible with Google PayTM.

  • Wake your phone by tapping the home or power button
  • Hold the back of your smartphone over the contactless symbol at checkout when prompted by the cashier
  • If the transaction is over $100 you will need to enter your card pin at the terminal
  • You can make 3 consecutive transactions under $100 without unlocking your phone, but for security reasons, google pay will require the user to unlock the phone after 3 transactions
  • Confirm with the merchant that the Google PayTM transaction has been accepted and collect your receipt
  • To make a purchase in mobile app when online, select Google PayTM at checkout. Your northern inland card and address details will be automatically added

Yes. When a cardholder pays using Google PayTM, the merchant never sees the pan [card number].

To use your Android phone to pay in stores, you need a NFC enabled Android device running Lollipop 5.0 and the Google PayTM app.

Nb: Google PayTM is pre-loaded on some newer Android phones.

You can pay with your Android phone at any store that accepts contactless payments in Australia.

Adding your credit or debit cards to Google PayTM is your choice; you can add and remove cards when needed.

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SmartPay App

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SmartPay App
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Visa Debit

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Android, Google Pay, and the Google logo are trademarks of Google LLC. Read the Product Fact Sheet to determine if this product is right for you.