Dream Home Loan

Discounted rates from


% p.a

Variable, principal & interest, LVR 80% or less.
Minimum $500,000 loan amount applies.
New borrowing only.

Comparison rate2*


% p.a

*See comparison rate warning

Choose from a range of options with great rates and features

This home loan package includes all the important features – no establishment fee, 100% offset account available
on both variable and fixed Dream Home Loans.


Establishment Fee $0 Establishment Fee

All Dream Home Loan options come with a $0 establishment fee

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Offset Account Available Offset Account Available

Save on your loan by offsetting your balance with a linked offset account

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Additional Repayments Additional Repayments

Available on variable loans. Maximum of $10,000 on fixed loans per annum.

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Free Redraw Facility Free Redraw Facility

Enjoy the flexibility to redraw on your loan, minimum $500 per draw

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Split Loan Available Split Loan Available

Split between fixed and variable interest. Not available for interest only loans

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Flexible Repayments Flexible Repayments

Choose between weekly, fortnightly or monthly repayments

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Rates & feesLeft Heading Text.

Compare our competitive interest rates. See the Key Facts Sheet for this home loan.

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Rates Interest Rates Comparison Rate*
Variable Special Offer
$500,000+; LVR 80% or below
(new borrowing only)
5.99% p.a. 6.14% p.a.2
Variable (principal & interest)
$150,000+; LVR 90% or below
6.44% p.a. 6.74% p.a.1
Variable (interest only)
$150,000+; LVR 90% or below
6.94% p.a. 7.24% p.a.1
1 Year Fixed
$150,000+; LVR 90% or below
6.59% p.a. 6.76% p.a.1
2 Year Fixed
$150,000+; LVR 90% or below
6.39% p.a. 6.73% p.a.1
3 Year Fixed
$150,000+; LVR 90% or below
5.99% p.a. 6.61% p.a.1
4 Year Fixed
$150,000+; LVR 90% or below
6.29% p.a. 6.68% p.a.1
5 Year Fixed
$150,000+; LVR 90% or below
6.39% p.a. 6.72% p.a.1

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Establishment fee $0
Monthly fee $0
Annual fee $350
Redraw fee $0

See the Key Facts Sheet and Target Market Determination (TMD) Disclosures for full details and to see if this loan suits you.


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Important Information

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

Credit eligibility criteria, terms and conditions, fees and charges apply.

Please refer to the Target Market Determination (TMD) in Disclosures and Home Loan Key Facts Sheet to see if this product suits you.

Loan to Value ratios are calculated based on type and location of eligible security property.

Northern Inland reserves the right to withdraw, extend or vary this offer.

1 This comparison rate is based on a $150,000 loan over a term of 25 years.
This comparison rate is based on a $300,000 loan over a term of 25 years.
3 Minimum $500 per draw