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Calculators
Rates & Fees
Special Offers

Apply Online

Download Forms

Calculators

Rates & Fees

Special Offers

Unsecured Personal Loan

Go wherever you want with our limited time rate

10.99%Variable Interest Rate
11.82%Comparison Rate

New Car, Great Rate

Drive away with our special new car rate

5.49% pa variable rate
6.35% pa comparison rate

Refer a Friend

And we could offer both of you a $50 cash bonus

View offer

Home / Banking / Cards

Cards

Looking for our best ongoing rate?

Low interest rate on purchases and cash advances
No annual fee
No interest-free days on purchases

Classic value with interest free days

Introductory discounted interest rate on purchases for first 6 months
Up to 55 interest-free days on purchases
Competitive ongoing rate

Use Visa to pay with your own money

Buy now and pay now
Free transactions with payWave at selected stores
Shop online, overseas and over the phone

Secure access to your money

Make purchases using EFTPOS terminals
Withdraw cash from thousands of ATM locations world-wide
Ability to select your own PIN

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Low Rate Visa Credit Card Looking for our best ongoing rate? Low interest rate on purchases and cash advances No annual fee No interest free days on purchases Find out more	8.99% pa¹ Interest Rate	Apply Now Increase My Limit Decrease My Limit or Cancel My Card
rediCard Secure access to your money Make purchases using EFTPOS terminals Withdraw cash from thousands of ATM locations world-wide Find out more		Apply Now
Visa Classic Credit Card Classic value with interest free days Introductory discounted interest rate on purchases for first 6 months Up to 55 interest-free days on purchases Competitive ongoing interest rate Find out more	14.00% pa Purchase Interest Rate 10.74% pa² Home Loan Rewards Rate	Apply Now Increase My Limit Decrease My Limit or Cancel My Card
Visa Debit Use Visa to pay with your own money Buy now and pay now Free transactions with payWave at selected stores Shop online, overseas and over the phone Find out more		Apply Now

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Important Information:

_{Credit criteria and fees and charges apply. Terms and Conditions are available on application.

You could be charged fees for making contactless transactions within the Wesfarmers group (including Coles, Kmart, Target, Liquorland, Vintage Cellars, Bi-Lo, Officeworks). When using your Visa Debit card at these businesses, insert your card and select 'Credit' or 'Visa Debit' to ensure that it is a fee-free transaction.}

¹ Low Rate Visa Credit Card interest rate of 8.99% calculated daily from date of transaction on all purchases and cash advances. The withdrawal limit is $2,000 AUD daily. Terms and conditions of card and interest rates available on request. Northern Inland reserves the right to withdraw, extend or vary this offer

² Eligible Home Loans for the Home Loan Rewards rate include any home loan with Northern Inland Credit Union. When the Home Loan is paid out, the interest rate reverts to the standard credit card rate. Refer to our Interest Rates for details