Christmas Club AccountLeft Heading Text.

0.05Heading Text.

% p.a

Interest Rate

Do you want to be prepared for the silly season and New Year sales? Set aside funds for Christmas and the sales, without the temptation of taking the money out early.Right Heading Text.

  • Encourages saving for Christmas and post-Christmas sales with a limited withdrawal period
  • Arrange automatic deposits into your Christmas Club all year round
  • Withdrawals and transfers only between 1 Nov and 31 Jan
  • Enjoy a higher interest rate than at-call accounts
  • Open via your Online Banking or Branch

Christmas Club (S4)Left Heading Text.

Christmas Club Account Product FeaturesLeft Description Text.

Enquire Online
Interest Rates
All balances 0.05 % p.a.

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Left Description Text.

Minimum opening balance NA
Funds available at call Yes, during limited withdrawal period
Interest income Calculated daily, paid annually
Branch Transactions Yes
ATM/EFTPOS access No
Online Banking Yes
24/7 App Banking Yes, during withdrawal period
Alerts (SMS and/or Email) Yes
Direct Credit Yes
Periodic payments No
Debit card Yes
Visa Debit No

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Important Information

The issuer of this product is Northern Inland Credit Union Limited. Please read the Product Fact Sheet before acquiring this product in considering and deciding whether it is right for you. The Target Market Determination for this product is available at