Why choose Northern Inland?

Safe, secure & trusted

As a strongly regulated mutual, Northern Inland is safe and competitive with a full range of products. You can feel secure knowing your savings and investment accounts with Northern Inland are protected with the Government Deposit Guarantee.

Over 50 years of banking experience

We are community-driven, family orientated financial institution committed to helping you find smarter ways to manage your money. Throughout our history, people and community have been at the heart of what we do.

Everyday Banking

Access your money with our everyday banking range, 24/7 access via Online Banking, the App, cards and digitals card facilities available.


Everyday Account

Everyday access to your money

% p.a
  • Everyday transaction account
  • No monthly account keeping fee
  • Sub-accounts available for budgeting and saving
Learn more

Pension Card Holders

Pension Plus

Interest rate up to


% p.a
  • Do you hold a pension card?
  • Tiered interest rate
  • No monthly account keeping fee
  • Fee rebates for those over 65yrs old*
Learn more


Ready Saver

Interest rate up to


% p.a
  • A primary account for the over 40's
  • No account keeping fee
  • Subsidiary accounts available for budgeting and saving
Learn more
Smart Offset Account Thumbnail Image

Smart Offset Account

Offset the balance of your home loan with a Smart Offset Account. Use your offset account for payroll and everyday transaction use.

Thumbnail Image

Make a savings plan using our online budget planner

Create a budget plan and achieve your financial goals.

Plan now
Thumbnail Image

Chat with our friendly team

We are here to help our Members with smarter ways to manage their money, speak with our expert team to find banking solutions which suit you.

Contact us

Other banking options

Savings Accounts

Rewards your savings habits with a range of savings accounts to suit you and your savings goals.

Find out more View more info

Investments &
Term Deposits

Make your money work for you with an investment account or short term term deposit with a certainty of a fixed rate.

Find out more View more info

Credit Cards

Classic credit card value, buy now and pay later with up to 55 days interest free and a great rate.

Find out more View more info