Visa Classic Credit CardLeft Heading Text.

14.00Heading Text.

% p.a

Purchase Interest Rate

Right Heading Text.

A simple everyday credit card with a low ongoing annual fee.

Classic Credit CardLeft Heading Text.

See the Key Facts Sheet for this credit card.

Increase credit card limit
Decrease credit card limit
Cancel credit card

Apply Now

Table Heading Text.

Interest rates
Purchase Interest Rate 14.00% p.a.

Left Heading Text.

Left Description Text.

Card Features
Low Annual Rate Competitive standard variable interest rate.
Interest free days 552
Billing Date 15th of each month
Monthly Statement Received by post or accessed via Online Banking
Minimum credit limit $1000
Minimum Repayments Cash $20
Minimum repayments % 2%3
Payment Options Set up a monthly automatic transfer to pay your balance or a set amount or pay upon statement due date

Left Heading Text.

Left Description Text.

Fees
Exceeds credit limit fee Yes, ($15.00)
Late payment fee $15
Annual fee $40
ATM/EFTPOS access Yes
BPAY® No

Thumbnail Image

Chat with our friendly team

Are you looking for a savings account to deposit those excess funds? Open a Super Saver account and an everyday transaction.

Contact us

Important Information:
  • Credit criteria, eligibility and fees and charges apply. Terms and Conditions are available on application. The issuer of this product is Northern Inland Credit Union Limited. The target market determination for this product is available at nicu.com.au/disclosures.
  • 1 Eligible Home Loans for the Home Loan Rewards rate include any home loan with Northern Inland Credit Union. When the Home Loan is paid out, the interest rate reverts to the standard credit card rate. Refer to our Interest Rates for details
  • 2 Interest accrues from the day a cash advance is made. The withdrawal limit is $2,000 AUD daily.
  • 3 2% of outstanding balance or $20, whichever is the greater