Home Loan Interest Rates
|
Fixed Rate |
Comparison Rate1 |
|
|---|---|---|
| 1 Year Fixed Rate | 6.59% pa | 6.76% pa |
| 2 year Fixed Rate | 6.54% pa | 6.76% pa |
| 3 Year Fixed Rate | 6.29% pa | 6.70% pa |
|
4 Year Fixed Rate |
6.49% pa |
6.76% pa |
|
5 Year Fixed Rate |
6.59% pa |
6.81% pa |
|
Fixed Rate |
Comparison Rate1,2 |
|
|---|---|---|
|
1 Year Fixed Rate |
6.69% pa |
7.49% pa |
|
2 Year Fixed Rate |
6.64% pa |
7.41% pa |
|
3 Year Fixed Rate |
6.39% pa |
7.26% pa |
| 4 Year Fixed Rate | 6.59% pa | 7.25% pa |
|
5 Year Fixed Rate |
6.69% pa | 7.23% pa |
|
Variable Rate |
Comparison Rate1 |
|
|---|---|---|
|
Special Offer |
5.84% pa |
6.00% pa |
|
Principal and Interest |
6.44% pa |
6.74% pa |
|
Interest Only |
6.94% pa |
7.24% pa |
|
Rate |
Comparison Rate1 |
|
|---|---|---|
|
Principal and Interest |
6.24% pa Variable |
6.24% pa |
|
6.59% pa Capped |
6.59% pa |
|
Variable Rate |
Comparison Rate1 |
|
|---|---|---|
|
Variable Interest Rate |
7.44% pa |
7.57% pa |
|
Interest Only |
7.94% pa |
8.07% pa |
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Important Information:
1. The Home Loan comparison applies to loans with 25 year terms for $150,000 2. The 1 to 5 year fixed loan comparison rates calculated under the assumption at the end of the fixed rate period, the balance of the term will convert to the current variable rate. 3. The fixed and variable Introductory Home Loan comparison rate is calculated under the assumption at the end of the introductory rate period, the balance of the term reverts to a discounted variable interest rate, being the standard variable rate, minus 1.14%. For new mortgages only. WARNING: These comparison rates apply only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.
