Rates & Fees

Rates & fees

See our competitive rates and fees for our products and services. See the product page for more details and features for each product.

Loan products available on the loan pages

Home Loan rates and fees
Personal & Car Loan rates and fees
Credit Card rates and fees

On Call Savings (S1)Left Heading Text.

This is not an interest bearing account.

Table Heading Text.

Balance		Interest rate
All balances		0.00% p.a.

Pension Plus (S10)Left Heading Text.

Interest paid on the proportion of funds falling within each tier.

View product page

Table Heading Text.

Balance		Interest rate
$0 - $9,999.99		0.55% p.a.
$10,000 - $49,999.99		1.50% p.a.
$50,000 - $249,999.99		1.85% p.a.
$250,000 +		2.30% p.a.

Portfolio Investment (S11)Left Heading Text.

View product page

Table Heading Text.

Balance		Interest rate
$0 - $49,999.99		3.40% p.a.
$50,000 - $99,999.99		3.65% p.a.
$100,000 +		4.00% p.a.

Budget Savings (S3)Left Heading Text.

View product page

Table Heading Text.

Balance		Interest rate
All balances		0.01% p.a.

Project Saver (S2)Left Heading Text.

View product page

Table Heading Text.

Balance		Interest rate
$0 - $1,999.99		0.01% p.a.
$2,000 +		0.05% p.a.

Christmas Club (S4)Left Heading Text.

View product page

Table Heading Text.

Balance		Interest rate
All balances		0.05% p.a.

Super Saver (S7)Left Heading Text.

0-12 years of age.

View product page

Table Heading Text.

Balance		Interest rate
$0 - $25,000 only		4.00% p.a.

Teenage Account (S8)Left Heading Text.

13-19 years of age.

View product page

Table Heading Text.

Balance		Interest rate
$0 - $1,999.99		2.35% p.a.
$2,000 +		3.85% p.a.

Smart Start Bonus Saver (S15)Left Heading Text.

19-29 years of age.
Potential interest is paid if a minimum deposit of $1,500/month is made.

View product page

Table Heading Text.

Balance	Base interest	Potential interest
All balances	0.45% p.a.	4.00% p.a.

Internet Saver (S99)Left Heading Text.

View product page

Table Heading Text.

Balance		Interest rate
$0 - $4,999.99		0.00% p.a.
$5,000 +	Interest paid on total balance	2.50% p.a.

Bonus Saver (S12)

View product page

Balance	Base interest	Bonus interest	Potential interest
$0 - $19,999.99	0.33% p.a.	3.96% p.a.	4.29% p.a.
$20,000 - $99,999.99	0.35% p.a.	4.20% p.a.	4.55% p.a.
$100,000 - $249,999.99	0.36% p.a.	4.32% p.a.	4.68% p.a.
$250,000 - $499,999.99 (max)	0.39% p.a.	4.68% p.a.	5.07% p.a.

Future Plus (S80)Left Heading Text.

View product page

Table Heading Text.

Balance		Interest rate
$0 - $4,999.99		0.00% p.a.
$5,000 +	Interest paid on total balance	3.50% p.a.

Cash Management (S6)Left Heading Text.

View product page

Table Heading Text.

Balance		Interest rate
$0 - $9,999.99		0.50% p.a.
$10,000 - $99,999.99		1.25% p.a.
$100,000 +		1.50% p.a.

Term DepositsLeft Heading Text.

Northern Inland offers term deposits from 3 to 24 months. Great short-term investments.

Enquire online

$1,000 to $4,999.99 (Term Deposit for under 20's only)Table Heading Text.

Term	Interest Paid Monthly	Interest Paid on Maturity
3 months	NA	3.40% p.a.
6 months	NA	4.00% p.a.
9 months	NA	4.05% p.a.
12 months	NA	4.40% p.a.
24 months	NA	3.85% p.a.

Left Heading Text.

$5,000 to $9,999.99Table Heading Text.

Term	Interest Paid Monthly	Interest Paid on Maturity
3 months	3.15% p.a.	3.40% p.a.
6 months	3.75% p.a.	4.00% p.a.
9 months	3.80% p.a.	4.05% p.a.
12 months	4.15% p.a.	4.40% p.a.
24 months	3.60% p.a.	3.85% p.a.

Left Heading Text.

$10,000 to $24,999.99Table Heading Text.

Term	Interest Paid Monthly	Interest Paid on Maturity
3 months	3.15% p.a.	3.40% p.a.
6 months	3.75% p.a.	4.00% p.a.
9 months	3.80% p.a.	4.05% p.a.
12 months	4.15% p.a.	4.40% p.a.
24 months	3.60% p.a.	3.85% p.a.

Left Heading Text.

$25,000 to $49,999.99Table Heading Text.

Term	Interest Paid Monthly	Interest Paid on Maturity
3 months	3.15% p.a.	3.40% p.a.
6 months	3.75% p.a.	4.00% p.a.
9 months	3.80% p.a.	4.05% p.a.
12 months	4.15% p.a.	4.40% p.a.
24 months	3.60% p.a.	3.85% p.a.

Left Heading Text.

$50,000 to $99,999.99Table Heading Text.

Term	Interest Paid Monthly	Interest Paid on Maturity
3 months	3.15% p.a.	3.40% p.a.
6 months	3.75% p.a.	4.00% p.a.
9 months	3.80% p.a.	4.05% p.a.
12 months	4.15% p.a.	4.40% p.a.
24 months	3.60% p.a.	3.85% p.a.

Left Heading Text.

$100,000 to $249,999.99Table Heading Text.

Term	Interest Paid Monthly	Interest Paid on Maturity
3 months	3.15% p.a.	3.40% p.a.
6 months	3.75% p.a.	4.00% p.a.
9 months	3.80% p.a.	4.05% p.a.
12 months	4.15% p.a.	4.40% p.a.
24 months	3.60% p.a.	3.85% p.a.

Left Heading Text.

$250,000 +Table Heading Text.

Term	Interest Paid Monthly	Interest Paid on Maturity
3-24 months	On Application	On Application

Chat with our friendly team

We are here to help our Members with smarter ways to manage their money, speak with our expert team to find banking solutions which suit you.

Rates & Fees

Rates & fees

See our competitive rates and fees for our products and services. See the product page for more details and features for each product.

Loan products available on the loan pages

On Call Savings (S1)Left Heading Text.

Table Heading Text.

Pension Plus (S10)Left Heading Text.

Table Heading Text.

Portfolio Investment (S11)Left Heading Text.

Table Heading Text.

Budget Savings (S3)Left Heading Text.

Table Heading Text.

Project Saver (S2)Left Heading Text.

Table Heading Text.

Christmas Club (S4)Left Heading Text.

Table Heading Text.

Super Saver (S7)Left Heading Text.

Table Heading Text.

Teenage Account (S8)Left Heading Text.

Table Heading Text.

Smart Start Bonus Saver (S15)Left Heading Text.

Table Heading Text.

Internet Saver (S99)Left Heading Text.

Table Heading Text.

Bonus Saver (S12)

Future Plus (S80)Left Heading Text.

Table Heading Text.

Cash Management (S6)Left Heading Text.

Table Heading Text.

Term DepositsLeft Heading Text.

$1,000 to $4,999.99 (Term Deposit for under 20's only)Table Heading Text.

Left Heading Text.

$5,000 to $9,999.99Table Heading Text.

Left Heading Text.

$10,000 to $24,999.99Table Heading Text.

Left Heading Text.

$25,000 to $49,999.99Table Heading Text.

Left Heading Text.

$50,000 to $99,999.99Table Heading Text.

Left Heading Text.

$100,000 to $249,999.99Table Heading Text.

Left Heading Text.

$250,000 +Table Heading Text.

Chat with our friendly team

Important Information