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We are here to help you find smarter ways to manage your money, below are some useful resources to help out.

Manage your money smarter

We are focused on helping our Members find smarter ways to manage their money. We have written a range of articles to help you understand banking and lending better - to help you make informed decisions with your money.

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Home Loan Glossary - Essential Terms for Understanding Loans

Struggling to understand home loan jargon? Our home loan glossary simplifies the essential terms for you.

What is a guarantor loan?

A guarantor loan is when a guarantor provides the security to the bank if the borrower has a small deposit to purchase a home.

Torrens Title vs Strata Title - What is the difference?

Torrens title means you are the sole owner of the property – the land and building on it. ‘Torrens’ refers to a land title system an ...

Fixed vs Variable Home Loans

There are pros and cons to both fixed and variable interest home loans. Fixed offers more certainty whereas variable offers greater flexibility.

What is a comparison rate

The comparison rate is an indicative interest rate. It combines the interest and known fees that you pay on a loan to give you a better picture of wha ...

Understanding LVR

The loan to value ratio (LVR) is the amount you are borrowing as a percentage of the property value being purchased.

What is an offset account

An offset account can potentially save you thousands in interest on your home loan.

Buying Your First Home

Buying your first home can be complicated and daunting. We have broken down all the steps and terminology you need to know.

Travel Tips

Important tips for using your bank accounts, foreign cash and keeping your money safe when travelling overseas.

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