Term Deposits

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Term deposits from $ 5000
Term Deposit for under 20's
Calculate my investment

Up to
0.50% pa
Interest Rate

Thinking about the future or simply have some extra cash you want to invest? Our term deposits give you the certainty of a fixed rate of return for a set investment period.

Secure, easy to understand investment
Invest from 3 to 24 months
Higher interest on larger amounts
Ideal for short term investments
Interest calculated daily, paid monthly or on maturity/annually from $5000

Up to
0.50% pa
Interest Rate

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Start your investment journey early with our term deposits for 0-19 year olds. Investment amounts start at $1000, allowing the young to kick start saving with the certainty of a fixed rate of return for a set investment period.

Special term deposit for 0-19yr olds
Term Deposits start from $1000
Individual accounts only
Interest calculated daily paid on maturity/annually
Secure, easy to understand investment
Invest from 3 to 24 months
Higher interest offered on larger amounts
Ideal for short term investments

Term deposits from $5,000 Product Features:

Term Deposits
Interest Rates
Minimum Rate	0.05% pa
Maximum rate	0.50% pa
3 months
3 months ($5000 to $9999.99) - Interest Paid Monthly	0.05% pa
3 months ($5000 to $9999.99) - Interest Paid Annually or at Maturity	0.30% pa
3 months ($10000 to $24999.99) - Interest Paid Monthly	0.05% pa
3 months ($10000 to $24999.99) - Interest Paid Annually or at Maturity	0.30% pa
3 months ($25000 to $49999.99) - Interest Paid Monthly	0.05% pa
3 months ($25000 to $49999.99) - Interest Paid Annually or at Maturity	0.30% pa
3 Months ($50000 to $99999.99) - Interest Paid Monthly	0.05% pa
3 Months ($50000 to $99999.99) - Interest Paid Annually or at Maturity	0.30% pa
3 months ($100000 to $249999.99) - Interest Paid Monthly	0.05% pa
3 months ($100000 to $249999.99) - Interest Paid Annually or at Maturity	0.30% pa
3 months ($250,000 ) Interest Paid Monthly	On Application
3 months ($250,000 ) Interest Paid Annually or at Maturity	On Application
6 Months
6 Months ($5000 to $9999.99) - Interest Paid Monthly	0.10% pa
6 Months ($5000 to $9999.99) - Interest Paid Annually or at Maturity	0.35% pa
6 Months ($10000 to $24999.99) - Interest Paid Monthly	0.10% pa
6 Months ($10000 to $24999.99) - Interest Paid Annually or at Maturity	0.35% pa
6 Months ($25000 to $49999.99) - Interest Paid Monthly	0.10% pa
6 Months ($25000 to $49999.99) - Interest Paid Annually or at Maturity	0.35% pa
6 Months ($50000 to $99999.99) - Interest Paid Monthly	0.10% pa
6 Months ($50000 to $99999.99) - Interest Paid Annually or at Maturity	0.35% pa
6 Months ($100000 to $249999.99) - Interest Paid Monthly	0.10% pa
6 Months ($100000 to $249999.99) - Interest Paid Annually or at Maturity	0.35% pa
6 months ($250,000 ) Interest Paid Monthly	On Application
6 months ($250,000 ) Interest Paid Annually or at Maturity	On Application
9 Months
9 Months ($5000 to $9999.99) - Interest Paid Monthly	0.10% pa
9 Months ($5000 to $9999.99) - Interest Paid Annually or at Maturity	0.35% pa
9 Months ($10000 to $24999.99) - Interest Paid Monthly	0.10% pa
9 Months ($10000 to $24999.99) - Interest Paid Annually or at Maturity	0.35% pa
9 Months ($25000 to $49999.99) - Interest Paid Monthly	0.10% pa
9 Months ($25000 to $49999.99) - Interest Paid Annually or at Maturity	0.35% pa
9 Months ($50000 to $99999.99) - Interest Paid Monthly	0.10% pa
9 Months ($50000 to $99999.99) - Interest Paid Annually or at Maturity	0.35% pa
9 Months ($100000 to $249999.99) - Interest Paid Monthly	0.10% pa
9 Months ($100000 to $249999.99) - Interest Paid Annually or at Maturity	0.35% pa
9 months ($250,000 ) Interest Paid Monthly	On Application
9 months ($250,000 ) Interest Paid Annually or at Maturity	On Application
12 Months
12 months ($5000 to $9999.99) - Interest Paid Monthly	0.20% pa
12 months ($5000 to $9999.99) - Interest Paid Annually or at Maturity	0.45% pa
12 months ($10000 to $24999.99) - Interest Paid Monthly	0.20% pa
12 months ($10000 to $24999.99) - Interest Paid Annually or at Maturity	0.45% pa
12 months ($25000 to $49999.99) - Interest Paid Monthly	0.20% pa
12 months ($25000 to $49999.99) - Interest Paid Annually or at Maturity	0.45% pa
12 months ($50000 to $99999.99) - Interest Paid Monthly	0.20% pa
12 months ($50000 to $99999.99) - Interest Paid Annually or at Maturity	0.45% pa
12 months ($100000 to $249999.99) - Interest Paid Monthly	0.20% pa
12 months ($100000 to $249999.99) - Interest Paid Annually or at Maturity	0.45% pa
12 months ($250,000 ) Interest Paid Monthly	On Application
12 months ($250,000 ) Interest Paid Annually or at Maturity	On Application
24 Months
24 months ($5000 to $9999.99) - Interest Paid Monthly	0.25% pa
24 months ($5000 to $9999.99) - Interest Paid Annually or at Maturity	0.50% pa
24 months ($10000 to $24999.99) - Interest Paid Monthly	0.25% pa
24 months ($10000 to $24999.99) - Interest Paid Annually or at Maturity	0.50% pa
24 months ($25000 to $49999.99) - Interest Paid Monthly	0.25% pa
24 months ($25000 to $49999.99) - Interest Paid Annually or at Maturity	0.50% pa
24 months ($50000 to $99999.99) - Interest Paid Monthly	0.25% pa
24 months ($50000 to $99999.99) - Interest Paid Annually or at Maturity	0.50% pa
24 months ($100000 to $249999.99) - Interest Paid Monthly	0.25% pa
24 months ($100000 to $249999.99) - Interest Paid Annually or at Maturity	0.50% pa
24 months ($250,000 ) Interest Paid Monthly	On Application
24 months ($250,000 ) Interest Paid Annually or at Maturity	On Application
Features
Minimum amount	$5000
Funds available at call	No
Interest income	Calculated daily, paid monthly or annually maturity
Branch Transactions	Yes on maturity
ATM/EFTPOS access	No
SMS Alerts	No
Direct Entry (Credit/Debit)	No
Periodic payments	No
Visa Debit and rediCard Access	No
BPAY®	No

Term Deposit for under 20's Product Features:

Young Saver Term Deposit
Interest Rates
Minimum Rate	0.30% pa
Maximum rate	0.50% pa
3 months
3 months ($1000 to $4999.99) - Interest Paid Annually or at Maturity	0.30% pa
3 months ($5000 to $9999.99) - Interest Paid Annually or at Maturity	0.30% pa
3 months ($10000 to $24999.99) - Interest Paid Annually or at Maturity	0.30% pa
3 months ($25000 to $49999.99) - Interest Paid Annually or at Maturity	0.30% pa
3 Months ($50000 to $99999.99) - Interest Paid Annually or at Maturity	0.30% pa
3 months ($100000 to $249999.99) - Interest Paid Annually or at Maturity	0.30% pa
6 Months
6 months ($1000 to $4999.99) - Interest Paid Annually or at Maturity	0.35% pa
6 Months ($5000 to $9999.99) - Interest Paid Annually or at Maturity	0.35% pa
6 Months ($10000 to $24999.99) - Interest Paid Annually or at Maturity	0.35% pa
6 Months ($25000 to $49999.99) - Interest Paid Annually or at Maturity	0.35% pa
6 Months ($50000 to $99999.99) - Interest Paid Annually or at Maturity	0.35% pa
6 Months ($100000 to $249999.99) - Interest Paid Annually or at Maturity	0.35% pa
9 Months
9 Months ($1000 to $4999.99) - Interest Paid Annually or at Maturity	0.35% pa
9 Months ($5000 to $9999.99) - Interest Paid Annually or at Maturity	0.35% pa
9 Months ($10000 to $24999.99) - Interest Paid Annually or at Maturity	0.35% pa
9 Months ($25000 to $49999.99) - Interest Paid Annually or at Maturity	0.35% pa
9 Months ($50000 to $99999.99) - Interest Paid Annually or at Maturity	0.35% pa
9 Months ($100000 to $249999.99) - Interest Paid Annually or at Maturity	0.35% pa
12 Months
12 months ($1000 to $4999.99) - Interest Paid Annually or at Maturity	0.45% pa
12 months ($5000 to $9999.99) - Interest Paid Annually or at Maturity	0.45% pa
12 months ($10000 to $24999.99) - Interest Paid Annually or at Maturity	0.45% pa
12 months ($25000 to $49999.99) - Interest Paid Annually or at Maturity	0.45% pa
12 months ($50000 to $99999.99) - Interest Paid Annually or at Maturity	0.45% pa
12 months ($100000 to $249999.99) - Interest Paid Annually or at Maturity	0.45% pa
24 Months
24 months ($1000 to $4999.99) - Interest Paid Annually or at Maturity	0.50% pa
24 months ($5000 to $9999.99) - Interest Paid Annually or at Maturity	0.50% pa
24 months ($10000 to $24999.99) - Interest Paid Annually or at Maturity	0.50% pa
24 months ($25000 to $49999.99) - Interest Paid Annually or at Maturity	0.50% pa
24 months ($50000 to $99999.99) - Interest Paid Annually or at Maturity	0.50% pa
24 months ($100000 to $249999.99) - Interest Paid Annually or at Maturity	0.50% pa
Features
Eligibility Applies	Yes, available to 0 to 19yr olds only
Minimum amount	$1000
Funds available at call	No
Interest income	Calculated daily, paid monthly or annually maturity
Branch Transactions	Yes
ATM/EFTPOS access	No
SMS Alerts	No
Direct Entry (Credit/Debit)	No
Periodic payments	No
Visa Debit and rediCard Access	No
BPAY®	No

Additional Product Information:

Important Information:

_{Read the Product Fact Sheet to determine if the Term Deposit account suits your needs}

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Term Deposits

Northern Inland offers Term Deposits from 3 to 24 months. Great short term investments.