On Call Savings

A day-to-day transaction account with convenient access to regular funds and a full range of payment services.

• Your base, everyday access account
• No monthly account keeping fee
• Subsidiary accounts available for budgeting and saving

Pension Plus Account

Suitable for full pension card holders seeking a profitable interest rate.

• Tiered interest rate
• No monthly account keeping fee
• Fee rebates for those over 65yrs old*

Up to
2.30% pa
Interest Rate

Portfolio Investment

You are over 40 years old and want to make your money work for you.

• A primary account for the over 40's
• No account keeping fee
• Subsidiary accounts available for budgeting and saving

Smart Offset Account

An everyday transaction account which attaches to your eligible variable and fixed home or investment loan. The daily closing balance of your Offset Account reduces the interest payable on your home loan by offsetting the outstanding loan balance.

• 100% offset against your eligible loan balance
• Everyday access account for payroll and general access
• Subsidiary accounts available for budgeting and saving

SmartSTART Package

If you are 18 to 29 years old and working, Northern Inland has an ideal account package that will help you make a smartSTART to your future.

• smartSTART Access account for everyday use with a free Visa Debit Card
• smartSTART Bonus Saver¹ account to earn a higher interest rate on your savings
• No establishment fee on any future personal loans

Up to
4.00% pa

More ways to bank

Northern Inland Credit Union Members have a variety of easy and secure ways to manage their money. This includes:

• Online Banking
• Phone Banking
• Mobile Banking
• Foreign Currency