Smart Car Loan

Drive away in your new car! Great rates and features on new and used car loans with fast turnarounds. Our friendly Lending Specialists will help you get the loan with suits you.

Pre-approval

Get pre-approval and shop around with confidence - knowing what you can afford

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Joint Applications

Increase your eligibility and borrowing power by getting a joint loan

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Additional Repayments

Available on variable loans. Maximum of $10,000 on fixed loans per annum

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Flexible Repayments

Choose either weekly, fortnightly or monthly repayments

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Low Rates

Low rates across all vehicle loans, new and used, variable and fixed.

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Low Fees

Low ongoing fees for all car loans - helping you manage your money smartly

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RatesLeft Heading Text.

Compare our competitive interest rates.
Refer to the Target Market Determination in Disclosures to see if this product suits you.

*Comparison rate warning and T&Cs apply.

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Table Heading Text.

Loan type Interest rate Comparison rate*
Brand New Vehicle (Variable)
Brand New and Demonstrator Vehicles
Loan term 1-7 years 		6.99% p.a. 7.55% p.a.2
Brand New Vehicle (Fixed)
Brand new and demonstrator vehicles
Loan term 1 to 7 years		 6.99% p.a. 7.55% p.a.2
Used Vehicle (Variable)
Vehicles up to 5 years old
Loan term 1 to 5 years		 7.99% p.a. 8.83% p.a.1
Used Vehicle (Fixed)
Vehicles up to 5 years old
Loan term 1 to 5 years		 7.69% p.a. 8.53% p.a.1
Used Vehicle (Variable)
Vehicles 6-10 years old
Loan term 1 to 7 years		 9.99% p.a. 10.82% p.a.1
Used Vehicle (Fixed)
Vehicles 6-10 years old
Loan term 1 to 5 years		 8.99% p.a. 9.82% p.a.1

Brand New Vehicle FeesLeft Heading Text.

Brand new and demonstrator vehicles
Variable and fixed 1-7 years
$5,000 minimum - $150,000 maximumLeft Description Text.

Fees
Establishment fee $0
Monthly fee $8
Annual fee $0
Redraw fee $0

Used Car FeesLeft Heading Text.

New vehicles up to 10 years old
Variable and fixed 1 - 5 years
$5,000 minimum - $100,000 maximumLeft Description Text.

Fees
Establishment fee $200
Monthly fee $8
Annual fee $0
Redraw fee $0

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Speak with a Lending Specialist

Our Lending Specialists can help you decide on a home loan which best suits your personal circumstances and needs. Each of our lenders have over 20 years’ experience and can walk you through the process. Arrange a no-obligation appointment now.

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Important Information

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

Credit eligibility criteria, terms and conditions, fees and charges apply.

Please refer to the Target Market Determination (TMD) in Disclosures to see if this product suits you.

Northern Inland reserves the right to withdraw, extend or vary this offer.

1 This rate applies to personal loans with 5 year terms for $30,000.
2 This rate applies to personal loans with 7 year terms for $50,000.
3 Make a maximum of $10,000 extra repayments per annum during any fixed rate period.
4The Unsecured Personal Loan comparison rate applies to secured and unsecured loans with 3-year terms for $10,000.