Why choose Northern Inland?

Safe, secure & trusted

As a strongly regulated mutual, Northern Inland is safe and competitive with a full range of products. You can feel secure that your savings and investment accounts with Northern Inland are protected with the Government Deposit Guarantee.

Over 50 years of banking experience

We are a community-driven, family orientated financial institution committed to helping you find smarter ways to manage your money. Throughout our history, people and community have been at the heart of what we do.

Savings accounts

Choose from a range of savings accounts packed with competitive rates and features.

Bonus Saver

Bonus interest for great saving

Interest rate up to

5.07

% p.a
  • Tiered interest rate with bonus interest available
  • No monthly account keeping fee
  • Funds available at call
Find out more

Internet Saver

Limited access for extra interest

Interest rate up to

2.50

% p.a
  • No monthly account keeping fee
  • Balances $5,000 and over earn competitive interest
  • Access limited to online only
Find out more

Project Saver

Save and be rewarded

Interest rate up to

0.05

% p.a
  • Use for saving, payroll and general access
  • No interest penalties for withdrawals
  • Sub accounts available for budgeting and saving
Find out more

Budget Savings

Master your budget and save

Interest rate up to

0.01

% p.a
  • Create sub-accounts to manage bills and savings
  • No monthly account keeping fee
  • Funds available at call
Find out more

Christmas Club

Save for the festive season

Interest rate up to

0.05

% p.a
  • Limited withdrawal period to help you save
  • Budget for the festive season
  • Master your savings and plan for Christmas
Find out more

Youth accounts

No matter how young, we believe it's important to start making SMART financial decisions.

0-12 years

Super Saver

First account for young savers

Interest rate up to

4.00

% p.a
  • Great rates and features
  • Tiered interest rate with bonus interest available
Find out more

13-19 years

Teenage Account

Limited access for extra interest

Interest rate up to

3.85

% p.a
  • No monthly account keeping fee
  • Tiered interest rate
  • 24/7 Online Banking & App access
Find out more

18-29 years

SmartSTART Package

Savings account with tiered interest and an everyday access account

Interest rate up to

4.00

% p.a
  • Access Account with free Visa Debit Card for everyday use
  • Bonus Saver account to earn a higher interest rate on your savings
Find out more
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Budget planner calculator

Make a savings plan using our online budget planner

Create a budget plan and achieve your financial goals.

Plan now

Northern Inland’s Bonus Saver Account encourages saving with monthly bonus interest paid

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Chat with our friendly team

We are here to help our Members with smarter ways to manage their money, speak with our expert team to find banking solutions which suit you.

Contact us

Other banking options

Everyday Banking

Everyday transaction accounts with great features and flexibility to make payments and track your spending your way.

Find out more View more info

Credit Cards

Classic credit card value, buy now and pay later with up to 55 days interest free and a great rate.

Find out more View more info

Investments &
Term Deposits

Make your money work for you with an investment account or short term term deposit with a certainty of a fixed rate.

Find out more View more info

Get the help you need

If you are under any financial hardship, we’re here to
help our Members find smart financial solutions.

See all Help & Support

We’re here to help

General enquiries

Online form
Call us today

Local (02) 6763 5111
Overseas +61 2 6763 5111
Phone banking

Local 1300 65 64 28
Overseas +61 2 6763 5109
info@nicu.com.au
Find a branch