Basic Home Loan
4.27% pa Variable Rate 4.42% pa Comparison Rate
A no frills low variable rate loan
- Discounted interest rate from the standard variable rate
- Credit Card with reduced rate for the life of the loan
- Low monthly fee
Dream Value Home Loan
2.79% pa Variable Rate
(up to 80% LVR) 3.16% pa Comparison Rate
Home loan package with all the extras
- For new business borrowings $150,000 and over
- No establishment fee
- Credit Card with a discounted interest rate and no annual fee
First Home Buyer Package
Get a head start with your first home loan
- No establishment fee (save $600)
- Choose a fixed or variable rate loan
- Credit card approved with a $2,000 limit and reduced interest rate
Smart Home Loan
5.07% pa Variable Rate
5.21% pa Comparison Rate
Standard variable rate Smart Home Loan
- Reduced interest rate on our Classic Credit card
- Fee discounts on your everyday account
- Offset Account & Free redraw
Fixed Rate Home Loan
2.29% pa 2yr Fixed Rate 4.69% pa Comparison Rate
Gain a sense of security with a fixed interest rate
- Choose to fix your interest rate for 1 to 5 years
- Offset Account & Free redraw
- Fee discounts on your everyday account
Introductory Home Loan (Fixed)
2.29% pa1yr Fixed Rate
(LVR < 80%)
3.92% pa Comparison Rate
Peace of mind from the start with a fixed rate
- Discounted fixed rate for the first 1 to 3 years
- Reduced interest rate on our Classic Credit card
- For new business only
Introductory Home Loan (Variable)
2.95% pa Variable Rate
(LVR < 80%)
3.82% pa Comparison Rate
Save from the start with a discounted variable rate.
- Available rate for the first 3 or 5 years
- Offset Account and Free Redraw
- For new business only
Land Loans
Start your dreams without the pressure to build immediately.
- Borrow up to 90% of the value of your land
- Obtain the same benefits as home loans
- Fee discounts on your everyday accounts
Construction Loans
Start building your home.
- Borrow up to 95% of your house and land
- Save on interest by drawing down your home loan progressively.
- Interest only repayments during construction