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A Basic Home Loan is designed for home buyers and investors who want a simple loan with no-frills and a low variable interest rate.
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Discounted interest rate 0.80% off the standard variable rate
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Borrow up to 95% of the purchased price
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Visa Credit Card with reduced rate for the life of the loan
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Flexible repayment options
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Loan redraw available
Find out more |
4.63% pa
Variable Rate
4.78% pa
Comparison Rate
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All the bells and whistles from our current Home Loan Value Package, topped off with the ultimate discounted rate ranging from 1.24% to 1.49% off the standard variable mortgage rates.
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For borrowings $150,000 and over
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No establishment fee
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Visa Classic with discounted interest rate and no annual fee
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100% offset account available
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Free redraw
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$350 annual package fee
Find out more |
3.94% pa
Variable Rate (up to 80%LVR)
4.29% pa
Comparison Rate
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Apply OnlineMake an Enquiry |
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A Home Loan packaged with added benefits, for loans with a total balance of $150,000 or more. A great reward to our Members for banking with us!
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For borrowings $150,000 and over
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Discounted interest rate loan from 0.50% to 0.95% discount off the standard variable mortgage rate
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No establishment fee
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Credit Card with discounted interest rate and no annual fee
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100% offset account available
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Enjoy fee discounts on your everyday account for the life of your loan
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Free redraw
Find out more |
4.93% pa
Variable Rate (Tier 1)2
5.26% pa
Comparison Rate
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Apply OnlineMake an Enquiry |
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Our fixed rate Smart Home Loan is designed to provide you with security. Enjoy the peace of mind knowing that your regular monthly repayments are set over a period of time that suits you. After the fixed rate period your interest rate reverts to the standard variable rate.
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Choose to fix your interest rate for 1 to 3 years
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Peace of mind in knowing what your month-to-month repayments will be
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Free redraw facility
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Fee discounts on your everyday account for life of the loan
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Save with our Classic Visa, with a reduced interest rate for the life of your loan
Find out more |
4.49% pa
2 Year Fixed Rate
5.39% pa
Comparison Rate
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Apply OnlineMake an Enquiry |
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Our introductory home loan offers a discounted variable rate for the first 3 years of your new mortgage. It’s packed with innovative features to help you save on your new home purchase or property refinance.
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Enjoy a discounted variable rate for the first 3 years of your mortgage
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Option to fix a maximum of 25% of the loan for 1-3 years
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Offset Account and Free Redraw available
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Enjoy fee discounts on your linked savings account for the life of your loan
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Save with our Classic Visa, with a reduced interest rate for the life of your loan
Find out more |
3.69% pa1
Variable Rate
5.09% pa
Comparison Rate
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Apply OnlineMake an Enquiry |
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Our standard variable rate Smart Home Loan is a flexible home loan packed with smart features for purchasing or refinancing your home or investment property.
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Borrow up to 95% of the purchase price
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Free redraw facility
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Enjoy fee discounts on your linked savings account for the life of your loan
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100% Offset Account available
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Save with our Classic Visa, with a reduced interest rate for the life of your loan
Find out more |
5.43% pa
Variable Rate
5.56% pa
Comparison Rate
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Apply OnlineMake an Enquiry |
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Start your dreams without the pressure to build immediately.
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Borrow up to 90% of the value of your land subject to Lenders Mortgage Insurance requirements.
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Start paying off your land loan while you plan the construction of your home
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Obtain the same benefits for your land loan as you would for a Northern Inland Smart Home Loan based on the loan type selected.
Find out more |
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Apply OnlineMake an Enquiry |
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Northern Inland’s Construction Loan offers the competitive interest rates of our Smart Home Loans. Instead of drawing down your loan in full, your loan is repaid in progressive drawings under advice from your builder or on the production of invoices until completion of your building.
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Borrow up to 95% of your house and land package subject to Lenders Mortgage Insurance requirements
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Save on interest by drawing down your home loan progressively. You are only charged interest on the progressive drawn down loan balance
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Interest only repayments during construction
Find out more |
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Apply onlineMake an Enquiry |
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Get a head start with your first home loan
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No establishment fee (save $600)
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Borrow up to 95% of the purchased price
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VISA credit card approved with a $2,000 limit and reduced interest rate
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Choice of fixed or variable rate
Find out more |
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Apply onlineMake an Enquiry |
