Important Information: Following the recent increase to the official cash rate by the Reserve Bank of Australia, NICU has increased interest rates for Members with variable rate home loans, commercial loans and personal loans by 0.25% p.a. This is effective from 1 April 2026.

Communication is being sent directly to relevant Members regarding any change to loan interest rates and repayments.

We are also reviewing our savings rates. Changes to some savings and deposit products will be announced shortly.