Why choose Northern Inland?

Experienced professionals

We deliver personalised service to help you find a home loan that suits you and your needs. Our experienced Lending Specialists are experienced experts that will help you make the smart choice.

Reliable, trusted, helpful, & established

We are a community-driven, family orientated financial institution committed to helping you find smarter ways to manage your money.

Personal Loans

Variable Rate

11.99

% p.a

Comparison Rate1

12.81

% p.a

% p.a

% p.a
Features
  • $5,000 minimum loan amount
  • Low establishment fee
  • Apply for pre-approval so you can shop with confidence, knowing how much you have to spend

*Comparison rate warning and T&Cs apply.

Fixed Rate

10.99

% p.a

Comparison Rate1

11.82

% p.a

% p.a

% p.a
Features
  • Fixed rate term of 1-5 years
  • Maximum loan amount $50,000
  • Low establishment fee
  • Free redraw (minimum amount $200)
  • Flexible repayment options
*Comparison rate warning and T&Cs apply.
Learn more

Car Loans

Variable Rate

6.99

% p.a

Comparison Rate2

7.55

% p.a

% p.a

% p.a
Features
  • Our lowest rate new vehicle loan
  • Car, motorbike, boat or caravan
  • Loan term 1 to 7 years
  • No establishment fee
  • Free redraw (minimum amount $200)
  • Fast pre-approval so you can shop with confidence

*Comparison rate warning and T&Cs apply.

Fixed Rate

6.99

% p.a

Comparison Rate2

7.55

% p.a

% p.a

% p.a
Features
  •  Loan term 1 to 7 years
  •  Secured by brand new car, motorbike, caravan, boat or trailer, or a term deposit 
  •  No establishment fee
  •  Fast pre-approval so you can shop with confidence

*Comparison rate warning and T&Cs apply.

Variable Rate

7.99

% p.a

Comparison Rate1

8.83

% p.a

% p.a

% p.a
Features
  • Fast, local approval
  • Secured by new car up to 5 years old or term deposit
  • Loan term 1 to 5 years
  • Quick pre-approval so you can shop with confidence, knowing how much you have to spend

*Comparison rate warning and T&Cs apply.

Fixed Interest

7.69

% p.a

Comparison Rate1

8.53

% p.a

% p.a

% p.a
Features
  • Choose to fix the rate for 1 to 5 years
  • Secured by new car up to 5 years old
  • Low establishment fee
  • Quick pre-approval so you can shop with confidence, knowing how much you have to spend

*Comparison rate warning and T&Cs apply.

Variable Rate

9.99

% p.a

Comparison Rate1

10.82

% p.a

% p.a

% p.a
Features
  • Variable rate for 1 to 5 years
  • Secured personal loan (any type of vehicle from 6 to 10 years old)
  • Low establishment fee
  • Fast pre-approval so you can shop with confidence, knowing how much you have to spend

*Comparison rate warning and T&Cs apply.

Fixed Rate

8.99

% p.a

Comparison Rate1

9.82

% p.a

% p.a

% p.a
Features
  • Enjoy a 1 to 5 year fixed rate term
  • Secured personal loan (any type of vehicle from 6 years to 10 years old)
  • Low establishment fee
  • Fast pre-approval so you can shop with confidence, knowing how much you have to spend

*Comparison rate warning and T&Cs apply.

Learn more

Green Loan

Fixed Rate

5.49

% p.a

Comparison Rate1

5.49

% p.a

% p.a

% p.a
Features
  • No fees
  • Low unsecured rate
  • Loan term 1 to 5 years
  • $5,000 - $25,000 loans
  • Free redraw (minimum amount $200)
  • Fast pre-approval

*Comparison rate warning and T&Cs apply.

Learn more
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Calculators

Take the guesswork out of choosing a personal loan

Personal Loan Calculator

Calculate your repayments before you apply.

Calculate now
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Speak with a Lending Specialist

Our Lending Specialists can help you decide on a home loan which best suits your personal circumstances and needs. Each of our lenders have over 20 years’ experience and can walk you through the process. Arrange a no-obligation appointment now.

Enquire Now

Important Information

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

Credit eligibility criteria, terms and conditions, fees and charges apply.

Please refer to the Target Market Determination (TMD) in Disclosures to see if this product suits you.

Northern Inland reserves the right to withdraw, extend or vary this offer.

1 This rate applies to personal loans with 5 year terms for $30,000.
2 This rate applies to personal loans with 7 year terms for $50,000.
3 Make a maximum of $10,000 extra repayments per annum during any fixed rate period.

Get the help you need

If you are under any financial hardship, we’re here to
help our Members find smart financial solutions.

See all Help & Support

We’re here to help

General enquiries

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Call us today

Local (02) 6763 5111
Overseas +61 2 6763 5111
Phone banking

Local 1300 65 64 28
Overseas +61 2 6763 5109
info@nicu.com.au
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