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Security Tokens

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Online Banking Security

Northern Inland offers additional security features to ensure your online banking experience is as safe as possible. A second factor authentication is required for Members who regularly need to transfer over $1,000 to accounts held with other financial institutions ("external transfers"), or pay more than $3000 per day in BPAY payments. Members who wish to be able to use OSKO, the faster payment transfer service, will also require to have a token.

Online Banking users can choose from one of the following 2 options:

SMS One-Time Passwords:

SMS one-time passwords are single use security tokens sent to your mobile for use when logging into your account online. Activate the one-time password option via 'Member Services' within your Online Banking session.