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Start your dreams without the pressure to build immediately.

  • Borrow up to 90% of the value of your land subject to Lenders Mortgage Insurance requirements.
  • Start paying off your land loan while you plan the construction of your home
  • Obtain the same benefits for your land loan as you would for a Northern Inland Smart Home Loan based on the loan type selected.

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Northern Inland’s Construction Loan offers the competitive interest rates of our Smart Home Loans. Instead of drawing down your loan in full, your loan is repaid in progressive drawings under advice from your builder or on the production of invoices until completion of your building.

  • Borrow up to 95% of your house and land package subject to Lenders Mortgage Insurance requirements
  • Save on interest by drawing down your home loan progressively. You are only charged interest on the progressive drawn down loan balance
  • Interest only repayments during construction

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Important Information:

Credit criteria and fees and charges apply. Terms and Conditions are available on application.