My Credit Union


Up to
1.56% pa
Potential Interest Rate

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Whether you're looking for an account with a bonus for saving, limited access to encourage saving or you're trying to be prepared for the next Christmas season, our Bonus Saver account will suit your needs.

  • Monthly bonus interest paid if you make at least one deposit (minimum $1.00) and no withdrawals each month
  • The tiered rate of interest increases with the balance (see the fact sheet for all interest rates)
  • No monthly account keeping fees
  • Open via your Online Banking session or in a branch

  Bonus Saver Account Product Features:
Bonus Saver (S12)
Interest Rates
Maximum rate1.56% pa
Tiered Interest Rates
$0 - $19,999 - Base0.07% pa
$0 - $19,999 - Bonus0.84% pa
$0 - $19,999 - Potential0.91% pa
$20,000 - $99,999 - Base0.08% pa
$20,000 - $99,999 - Bonus0.96% pa
$20,000 - $99,999 - Potential1.04% pa
$100,000 - $249,999 - Base0.10% pa
$100,000 - $249,999 - Bonus1.20% pa
$100,000 - $249,999 - Potential1.30% pa
Over $250,000 - Base0.12% pa
Over $250,000 - Bonus1.44% pa
Over $250,000 - Potential1.56% pa
Minimum opening balanceNA
Minimum Monthly Deposit$1.00 
Funds available at callYes 
Interest incomeCalculated daily, paid monthly 
Branch TransactionsYes 
ATM/EFTPOS accessNo 
Online & Phone BankingYes 
SMS AlertsYes
Direct Entry (Credit/Debit)Yes
Periodic paymentsYes 
Visa Debit and rediCard AccessNo
Cheque bookNo 


  Additional Product Information:


Important Information:

The issuer of this product is Northern Inland Credit Union Limited. Please read the Product Fact Sheet before acquiring this product in considering and deciding whether it is right for you. The target market determination for this product is available at