Get your DREAM home loan

Want to save money on your home loan? Northern Inland's limited time only Dream Value Home Loan Package rate, can do just that.


Variable Interest Rate


Comparison Rate*

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With all the bells and whistles ....

  • No minimum loan amount 1
  • No establishment fee (save $600)
  • 100% offset account
  • Free redraw on additional repayments made (min $500)
  • Save with our Classic Credit card, with no annual fee and a reduced interest rate for the life of the home loan 2
  • Fee discounts on your linked savings account for the life of the loan
  • $350 annual Dream Home Loan Package fee, no monthly fees


Use our range of calculators to estimate your borrowing power and repayments.

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Important Information:

Credit criteria and fees and charges apply. Terms and Conditions are available on application. * This rate applies to loans with 25 year terms for $150,000. WARNING: These comparison rates apply only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. Northern Inland reserves the right to withdraw, extend or vary this offer.
1. For new funds only with mortgages with a Loan to Value ratio of 80% or below and repay principal & interest. Not available for existing NICU mortgages.
2. Home Loan Rewards Classic Credit Card discounted rate and annual fee waiver applied for the life of the Home Loan
3. Personal Membership only. The home loan account must not be in arrears or in defaut of the terms and conditions of the loan. Home Loan Rewards applies only to access methods listed in the 'Rebated Transactions & Services' section of the PFS Fees & Charges and Member Loyalty Program as amended from time to time. All other fees and charges are not rebated and are payable by the Member.