A variable loan protected from rising interest rates
Shield yourself from increasing interest rates without missing out when interest rates fall. The Capped Home Loan combines the best features of fixed and variable loans – giving you peace of mind, knowing you have a competitive rate no matter what interest rate changes occur.
|
6.24% pa
6.24% pa |
Capped Rate
6.59% pa
6.59% pa Protect your loan repayments from rising interest rates.
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| Fees | ||
| Establishment fee | $600 | |
| Monthly fee | $0 | |
| Annual fee | $350 | |
| Redraw fee | $0 | |
| Key Features | ||
| Minimum loan amount | $150,000 | |
| Maximum term (years) | 30 | |
| Offset Account | Yes | |
| Free Redraw Facility | Minimum $500 per draw | |
| Additional repayments accepted | Yes | |
| Split Loan Rate Options ( Fixed Variable) | Yes | |
Important Information
Credit eligibility criteria, terms and conditions, fees and charges apply. Terms and Conditions are available on application. *This rate applies to loans with 25 year terms for $150,000. WARNING: These comparison rates apply only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.
1. This special offer is for a limited time only and Northern Inland reserves the right to withdraw, extend or vary this offer.
2. Loan to Value ratio of 90% or below. Principal & interest repayments.
3. For owner occupied and investor Home Loans.
4. Home Loan Rewards Classic Credit Card is available, with a discounted rate and annual fee waiver applied for the life of the Home Loan. Conditions apply. Available for personal Members only. The home loan account must not be in arrears or in default of the terms and conditions of the loan. Home Loan Rewards applies only to access methods listed in the 'Rebated Transactions & Services' section of the PFS Fees & Charges and Member Loyalty Program as amended from time to time. All other fees and charges are not rebated and are payable by the account holders.
5. Third party costs such as NSW LRS and valuation are payable by the credit applicant.
Why Choose NICU?
- Fast, local approval
- Deal with real people
- Competitive interest rates, fixed or variable interest rate options
Who We Are
- Northern Inland has over 50 years experience in providing financial services.
- We have the expertise and capacity to offer loans direct to you - anywhere in Australia.
- We pride ourselves in helping people achieve their goals of purchasing a brand new car, their new home, business venture and much more.
Our Mission
To build strong and enduring relationships by helping Members find smarter ways to manage your money.
