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Bank Drafts

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A Draft is like a bank cheque made out in a foreign currency. It’s another way for you to make payments and settle a transaction overseas, especially if you don’t have the receiver’s electronic bank account details. Drafts can be sent overseas via mail and are available in a wide range of currencies.

  • Affordable way to send money overseas for any occasion (such as a birthday or Christmas gift)
  • The recipient of the draft can bank straight into their own account.
  • A good option if you don't have the beneficiary's bank account details
  • Should your Draft go missing in transit, upon your notification, Western Union Business Solutions will normally be able to put a stop on it and issue a replacement.1
  • To send funds in AUD and NZD, use the WUBS wire transfer services instead of draft services

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  Receiving money via Foreign Cheque:

If you have received a Draft / Cheque in a foreign currency, Northern Inland, in association with Western Union Business Solutions will usually be able to convert it into Australian Dollars for credit to your account.

Typically, personal, bank, company or government foreign currency cheques can be converted (although money orders are not accepted). However, please note that some conditions do apply. Speak to a branch staff member for further information.


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  Queries or Concerns?
If you have any queries, concerns or complaints regarding a product or service issued by Western Union Business Solutions, please contact:



Important Information:

1.Conditions apply – read the Drafts Product Disclosure Statement.

The financial products referred to in this communication are provided by Western Union Business Solutions (Australia) Pty Ltd ABN 24 150 129 749 AFSL 404092, trading as Western Union Business Solutions (“WUBS”), under its agreement(s) with Northern Inland Credit Union. Fees & Charges and Terms & Conditions apply. It's important for you to consider the relevant Product Disclosure Statement (“PDS”) and any other relevant WUBS documents before you decide whether or not a financial product is right for you. A PDS is available for each financial product issued by WUBS.

This communication has been prepared solely for informational purposes and does not in any way create any binding obligations. The relationship relating to the financial products referred to in this communication are solely between you and the Financial Institution. No representations, warranties or conditions of any kind, express or implied, are made in this communication. Western Union Business Solutions is an operating division of the Western Union Company. Western Union is the issuer of the financial products referred to in this communication.