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Home / Banking / Insurance / Landlord Insurance

Landlord Insurance

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Our Landlord Insurance from Allianz gives a range of features and benefits designed to suit customers with different needs for your investment property and its contents

  • Cover for damage by tenants
  • Optional cover for theft or loss of rent by tenants
  • 24/7 claims service

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Why choose Allianz for your Landlord Insurance

  • Flexibility - Allianz offers a range of excess levels and the option to pay by the month1
  • Cover for Legal Liability - up to $10 million for injury to other people or their property
  • No Claim Bonus - Up to 30% No Claim Bonus available2,3
  • Optional Covers - Rent Default and Theft by Tenant
  • Legal Expenses - if you have selected the optional cover Rent Default and Theft by Tenant, you will also be covered for up to $3,000 for legal expenses you incur with the prior written approval of Allianz for the purpose of minimising a claim for rent default or theft by tenant
  Key Features
  • Accidental breakage of glass
  • Earthquake
  • Explosion
  • Fire or smoke
  • Flood (optional, subject to eligibility)
  • Impact damage
  • Lightning or thunderbolt
  • Malicious acts
  • Riot or civil commotion
  • Storm, rainwater or run-off
  • Theft, burglary or house breaking
  • Tsunami
  • Water or other liquid damage

  Other benefits
  • Automatic indexation of sums insured
  • Contents in open air at the risk address (available only with Contents cover)
  • Continuation of cover when you are selling your buildings (available only with Buildings cover)
  • Fusion of household electrical motors
  • Landlord contents (available only with Buildings cover)
  • Legal liability - cover for injury to other people or their property
  • Mortgage discharge costs (available only with Buildings cover)
  • Reinstatement of sum insured after a loss
  • Removal of debris, professional rebuilding fees and extra costs of complying with building regulations
  • Rental costs after an insured event (available only with Buildings cover or the building is part of a strata title development and you have Contents cover)
  • Replacement of locks or cylinders
  • Environmental benefits (available only with Buildings cover)

This is a summary only of the cover provided under the policy. Terms, conditions, limits and exclusions apply. Please refer to the Product Disclosure Statement for full details.

Want to learn more?

To review the Key Facts Sheets available for our landlord building and/or contents cover click here.


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Important Information:


Northern Inland Credit Union Limited ABN 36 087 650 422 AFS Licence No. 235022 (Northern Inland) arranges this insurance as agent for the insurer Allianz Australia Insurance Limited (Allianz) ABN 15 000 122 850 AFS Licence No. 234708. We do not provide advice on this insurance based on any consideration of your objectives financial situation or needs. Terms, conditions, limits and exclusions apply. Before making a decision please consider the Product Disclosure Statement available at any branch or by calling Northern Inland on 02 67635111. If you purchase this insurance, Northern Inland will receive a commission that is a percentage of the premium. Ask us for more details before we provide you with any services on this product

1. Premiums payable by instalments may be subject to minor adjustments (upwards or downwards) due to rounding and financial institution transaction fees may apply.
2. Minimum premiums may apply. Any discounts/entitlements may be subject to rounding and only apply to the extent any minimum premium is not reached. If you are eligible for more than one, we also apply each of them in a predetermined order to the premium (excluding taxes and government charges) as reduced by any prior applied discounts/entitlements. Discounts may not be applied to the premium for optional covers, including flood (where relevant).
3. To qualify for the maximum No Claim Bonus of 30%, landlords must have had no landlord losses in the preceding three years. However, landlords who have had up to two claims may still qualify for reduced No Claim Bonus. The up to 30% No Claim Bonus discount is applied to our standard rates including optional Rent Default cover (if selected). This discount does not apply to the flood premium (where applicable).