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4.63% pa
Variable Rate
4.78% pa
Comparison Rate
Apply OnlineMake an Enquiry
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A Basic Home Loan is designed for home buyers and investors who want a simple loan with no-frills and a low variable interest rate.
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Discounted interest rate 0.80% off the standard variable rate*
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Borrow up to 95% of the purchased price#
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Visa Credit Card with reduced rate for the life of the loan
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Flexible repayment options
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Loan redraw available
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5.03% pa
Variable Rate
5.18% pa
Comparison Rate
Apply OnlineMake an Enquiry
|
A Basic Home Loan is designed for home buyers and investors who want a simple loan with no-frills and a low variable interest rate.
-
Discounted interest rate 0.80% off the standard variable rate*
-
Borrow up to 95% of the purchased price#
-
Visa Credit Card with reduced rate for the life of the loan
-
Flexible repayment options
-
Loan redraw available
|
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Owner-Occupied Product Features: |
| Basic Home Loan (Owner Occupied) |
|---|
| Interest Rates | | Variable interest rate | 4.63% pa | | Comparison rate | 4.78% pa | | Interest Charges | Calculated daily, charged monthly | | Fees | | Establishment fee | $500 | | Monthly fee | $10 | | Annual fee | $0 | | Redraw fee | $10 1 | | Redraw Fee (In Branch) | $20 1 | | Features | | Minimum loan amount | $20,000 | | Maximum term (years) | 30 | | Free Redraw Facility | Minimum $500 per draw | | Loan repayment insurance | Yes | | Additional repayments accepted | Yes | | Reduced Interest Rate - Visa Credit Card | Yes | | Branch / Online Access | Yes | | Smart Offset Account Available | No | | Split Loan Rate Options ( Fixed Variable) | No | | Member Loyalty Program | No |
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Investment Product Features: |
| Basic Home Loan (Investment) |
|---|
| Interest Rates | | Variable interest rate | 5.03% pa | | Comparison rate | 5.18% pa | | Interest Charges | Calculated daily, charged monthly | | Fees | | Establishment fee | $500 | | Monthly fee | $10 | | Annual fee | $0 | | Redraw fee | $10 1 | | Redraw Fee (In Branch) | $20 1 | | Features | | Minimum loan amount | $20,000 | | Maximum term (years) | 30 | | Free Redraw Facility | Minimum $500 per draw | | Loan repayment insurance | Yes | | Additional repayments accepted | Yes | | Reduced Interest Rate - Visa Credit Card | Yes | | Branch / Online Access | Yes | | Smart Offset Account Available | No | | Split Loan Rate Options ( Fixed Variable) | No | | Member Loyalty Program | No |
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Additional Product Information: |
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Important Information:
Credit criteria and fees and charges apply. Terms and Conditions are available on application. Rates advertised applies to loans with 25 year terms for $150,000. These comparison rates apply only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as early repayment fees and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.
* Personal Memberships only for new and refinance mortgages. The home loan account must not be in arrears or in default of the terms and conditions of the loan.
# Lenders Mortgage Insurance required for borrowings over 80%
