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Keep every dollar of your sale, with Zero Cost EFTPOS

We’ve partnered with Smartpay, Australasia’s largest independent EFTPOS provider to bring you simple and affordable, EFTPOS solutions..

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Take payments your way with Smartpay's portable EFTPOS machine:

  • Next business day settlement for weekday trading^
  • 24 hour, 7 days a week technical support
  • Terminal can be integrated with Point of Sale software
  • Accept contactless payment methods from cards, smartphones or other smart devices
  • Process all major debit and credit cards
Smartpay EFTPOS

Choose a plan that suits your business

Want a simple way to manage your payment costs or an easy way to pass them on? Either way, you can keep your business bank account and still get your money fast with next business day settlement.

Zero Cost EFTPOS

Keep every dollar from every sale with an easy-as automated surcharge – no terminal rental* or transaction fees. Just more Ka-Ching!

  • Zero merchant service fees
  • Hassle-free surcharge solution
  • 24/7 expert support

Simple Flat Rate

Know what to expect every month with one flat rate for all Mastercard, Visa, Alipay and WeChat Pay transactions. No more confusing monthly statements or nasty surprises.

  • Low flat credit card rate
  • Industry-tailored rates
  • 24/7 expert support

Learn More


Important Information:

All applications must meet both Smartpay & Northern Inland Credit Union's criteria. Under a referral arrangement we may refer corporate Members seeking mobile merchant Eftpos units to Smartpay Australia Pty Ltd ABN 20 139 490 350. For more details of our referral relationship see our Financial Services Guide.

^Weekend transactions settle Monday
* Minimum $10,000 of card transactions per terminal per month applies, otherwise it’s a $34.95 (excluding GST) charge for terminal rental. The value of the terminal can be aggregated if you have more than one.