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Land and Construction

Land Loans 

You’ve found the perfect block of land to buy. It could be to build your dream home, your retirement cottage or you’ve purchased the land as an investment. No matter what your plans are, Northern Inland’s Land Loans allow you to get the ball rolling, without the pressure to build immediately.

  • Borrow up to 90% of the value of your land subject to Lenders Mortgage Insurance requirements.
  • Start paying off your land loan while you plan the construction of your home
  • Obtain the same benefits for your land loan as you would for a Northern Inland Smart Home Loan based on the loan type selected.
  • No ongoing fees



Construction Loans 

Northern Inland’s Construction Loan offers the competitive interest rates of our Smart Home Loans. Instead of drawing down your loan in full, your loan is repaid in progressive drawings under advice from your builder or on the production of invoices until completion of your building. 

  • Borrow up to 95% of your house and land package subject to Lenders Mortgage Insurance requirements
  • Save on interest by drawing down your home loan progressively. You are only charged interest on the progressive drawn down loan balance
  • Interest only repayments during construction



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If you have any questions, please contact us Enquire

Credit criteria and fees and charges apply. Terms and Conditions are available on application.

Find your nearest branch
Call us on 1300 65 65 81
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NICU dream value home loan