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Home Insurance

Peace of mind for your most treasured items

Our Home Building and Contents Insurance from Allianz includes a range of features and benefits, to give you peace of mind should the unexpected happen. Get an online quote today and save up to 10%1,2

Get an Allianz Insurance Home and Contents Free Quote

Why choose Allianz for your Home Insurance:

  • Simple - Get a quote
  • Affordable - Competitive prices with no additional policy fee to pay by the month1
  • Choice - A broad range of home and contents insurance products to suit different budgets and needs
  • Easy claims process - Allianz understands that if you need to make a claim, you want to be able to settle it quickly and with a minimum of fuss

Extra ways to save:

  • Online quote discount of up to 10%1,2
  • Combined building and contents discount – when you combine your building and contents cover on the one policy, you’ll be rewarded with a discount of up to 10%1,2
  • 30% No-Claim Bonus discount – We offer up to 30% No Claim Bonus on our Home Insurance policy, meaning you’ll save on your premium each year you don’t make a claim, up to a maximum 30%6
  • Increase your excess to reduce your premium – our Home Insurance allows you to increase the excess payable in the event of a claim and we’ll reduce your premium
  Compare the features
What is covered? Prestige Home Classic Home Vital Home
Insured events cover Yes Yes Yes
Accidental loss or damage Yes N/A N/A
Accidental breakage of glass Yes Yes Yes
Additional cost of temporary accommodation Yes Yes Yes
  Up to 10% of contents sum insured combined with 'Removal of debris, professional fees, and extra costs'  
Compensation for death Yes Up to $10,000 Yes Up to $10,000 Yes Up to $10,000
Contents in open air at the risk address Yes Yes Yes
  Sub-limits for selected contents based on insured loss or damage  
Contents in safe deposit box Yes Yes Yes
  Up to 20% of contents sum insured  
Credit cards - cover for loss or theft Yes Up to $5,000 Yes Up to $5,000 Yes Up to $2,500
Fusion of electric motors Yes Yes N/A
Motors up to 12
years old
Motors up to 10 years old  
Guests, visitors and domestic helpers property  Yes Up to
Yes Up to $5,000 Yes Up to $5,000
Landlords' contents N/A Yes Up to $10,000 Yes Up to $10,000
Legal liability cover Yes Up to
Yes Up to $20,000,000 Yes Up to $10,000,000
Modifications to buildings for paraplegia & quadriplegia Yes Up to $10,000 Yes Up to $10,000 Yes Up to $10,000
Replacement of locks and cylinders Yes Up to $2,000 Yes Up to $1,000 Yes Up to $1,000
Security firm attendance Yes Up to $200 Yes Up to $500 Yes Up to $500
Spoilage of refrigerated / frozen food Yes No specified limit Yes Up to $500 N/A
Temporary removal of contents from your risk address Yes Yes Yes
Up to 20%/$7,500 of contents sum insured with sub-limits for selected contents Up to 20% of contents sum insured with sub-limits for selected contents  
Title deeds Yes Up to $2,000 Yes Up to $2,000 Yes Up to $2,000
Veterinary costs Yes Up to $500 Yes Up to $500 Yes Up to $500
View the Product Disclosure Statements Prestige
Home Insurance
Allianz Classic Home Insurance Allianz Vital Home Insurance

Want to learn more?

For detailed information on the cover and limits provided, you should read the Product Disclosure Statement available from our branches or in the table above.

To review the Key Facts Sheets available for our home building and/or contents cover click here.

Get an Allianz Insurance Home and Contents Free Quote

Retrieve a quote


If you have any questions, please contact us Enquire

Northern Inland Credit Union Limited arranges this insurance as agent for the insurer Allianz Australia Insurance Limited (Allianz) ABN 15 000 122 850 AFS Licence No. 234708. We do not provide advice on this insurance based on any consideration of your objectives financial situation or needs. Terms, conditions, limits and exclusions apply. Before making a decision please read the Product Disclosure Statements available from our branches, by calling Northern Inland on 1300 65 65 81 or by referring to the links under 'compare the features'. If you purchase this insurance, Northern Inland will receive a commission that is a percentage of the premium. Ask us for more details before we provide you with any services on this product.

1 Premiums payable by instalments may be subject to minor adjustments (upwards or downwards) due to rounding and financial institution transaction fees may apply.2 Minimum premiums apply. Any discounts/entitlements only apply to the extent any minimum premium is not reached. If you are eligible for more than one, we also apply each of them in a predetermined order to the premium (excluding taxes and government charges) as reduced by any prior discounts/entitlements. 3 Maximum discount percentage varies from State to State.  6To qualify for the maximum No Claim Bonus of 30%, customers must have had no home or contents insurance claims in the preceding five years. However, customers who have had up to two claims may still qualify for reduced No Claim Bonus.  

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Call us on 1300 65 65 81
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