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Apply for Online Banking

Use our easy and secure online application

Personal Online Banking

Northern Inland's Online Banking, provides authorised Members with access to their account balances, bill payments and funds transfer facilities and much more at no cost.

How to register for Personal Online Banking:

1.You need to be connected to the Internet and have a NICU Member/Client number. Call us on 1300 65 65 81 if you are unsure of your Member/Client number.

2. You acknowledge that you have read the following Product Fact Sheets.

3. Fill in the online application and submit.


Business Online Banking

Northern Inland's Online Banking - Business, is a facility specially designed for our Business Clients. It provides additional facilities such as the ability to send bulk transactions for example, payrolls and creditors payments automatically. It also caters for accounts where 2 to sign is a requirement. Please refer to the current Online Banking Product Fact Sheet for Terms and Conditions.


Business Banking - Online Banking Application

How to register for Business Online Banking:

1. You need to be connected to the Internet and have a NICU Member number.

2. You acknowledge that you have read the following Product Fact Sheets.

3. Fill in the online application and submit.

Online Banking Security

Northern Inland offers additional security features to ensure your online banking experience is as safe as possible. A second factor authentication is required for Members who regularly need to transfer over $1,000 to accounts held with other financial institutions ("external transfers"). Online Banking users can choose from one of the following:

Mobile Phone Application:

VeriSign Identity Protection (VIP) Access is an easy to install free application that means you don't have to carry a seperate device. The application transforms smart phones into a 'second factor' credential that displays a one-time password as required upon login.

See the App store for your smart phone and search 'VIP Access' to download.

SMS One-Time Passwords:

SMS one-time passwords are single use security tokens sent to your mobile phone for use when logging into your account online. Activate the one-time password option via 'Member Services' within your Online Banking session.

Security Tokens:

A Security Token device is a small device which fits onto your key ring and generates a single-use security number as required upon login. Your first Token is supplied free and is subject to a monthly rental fee, which is rebated under the Member Loyalty Program. Request a Token via 'Member Services' when logged into Online Banking, talk to our friendly branch or Contact Centre staff to arrange a Security Token device for you.



If you have any questions, please contact us

Forgotten your password? Call 1300 65 65 81

®Registered to BPAY Pty Ltd ABN 93 087 650 726

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