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Cards

Our Cards provide you with the ability to make purchases at shops, restaurants and other merchants, over the telephone or Internet and to access your money from thousands of locations world-wide.

Visa Credit Cards

Choose between our two card options to make purchases and access your money from thousands of locations world-wide.

  • 'Low Rate Visa' - no interest free period with no annual fee
  • 'Visa Classic' - up to 55 interest free days with a low annual fee
  • Fee Free balance transfers
  • Fast approvals
  • Accepted at over 24 million locations
 

Learn more

  More Info
Visa Classic Credit Card
Annual fee $40
Interest charges Up to 55 interest free days on purchases
Balance transfers from other Financial Institutions 0% for 12months on balance transfers when offer applies
Low Rate Visa Card  
Annual fee Nil
Interest Charges Calculated daily on purchases and cash advances
Balance transfers from other Financial Institutions 0% for 12months on balance transfers when offer applies
Both cards with:  
ATM & EFTPOS Access Yes
Worldwide acceptance Yes
Cash advance facilities Yes
Selection of own PIN1 Yes
Multi-access (Online & Phone Banking, EFTPOS and ATM) Yes
All interest rates are variable and based on reductible balances. Interest is calculated on daily balances and debited monthly. Fees and charges and credit criteria apply. Click here for terms and conditions.

Visa Debit Card

Have the same access of a Visa Credit Card while using your own money.

  • Accepted worldwide
  • No EFTPOS fees (when you select credit)
  • Buy now, pay now
  • Shop anywhere

Learn more

  More Info
Visa Debit Card
Monthly Fee $2 rebatable
ATM & EFTPOS Access Yes
Worldwide acceptance Yes
Online and/or over the phone purchasing Yes
Selection of own PIN1 Yes
Multi-access (BPay, Internet & Phone) Yes
Please read the Product Fact Sheet to see if this product suits your needs and circumstances.

rediCARD

Withdraw cash from thousands of locations world-wide with a Northern Inland Credit Union rediCARD.

  • Accepted worldwide
  • Withdraw funds at ATMs and EFTPOS outlets around Australia 24 hours a day
  • Make purchases using EFTPOS terminals
  • Have access to your funds 24 hours a day, 7 days a week anywhere in world-wide

Learn more

  More Info
rediCARD
Annual fee nil
ATM & EFTPOS Access Yes
Worldwide acceptance Yes
Selection of own PIN1 Yes
Please read the Product Fact Sheet to see if this product suits your needs and circumstances.
  Useful Links and Tools

Questions?

If you have any questions, please contact us

1. Please call 1300 65 65 81 to check which branch location has a PIN change facility.
2. Overdraft applications are subject to Northern Inland normal lending criteria. Terms & conditions and fees & charges apply. Please refer to our fees and charges schedule for more details.

Find your nearest branch
Call us on 1300 65 65 81
Email us

NICU credit card balance transfer