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Visa payWave

About Visa payWave

Visa payWave is a convenient and secure way to shop using the latest in contactless technology. It is designed to allow you to spend less time waiting in line and at the register and give you the freedom to do the things that matter most to you. With Visa payWave there is no need to swipe your card, sign or enter a PIN number for transactions less than $100 at participating merchants making everyday purchases more convenient. You can use payWave for 15 transactions to a total of $250 per day.

How does it work?

Once the amount has been displayed on the terminal screen and you have confirmed it is correct simply hold your Visa payWave card within a few centimetres of the payWave contactless terminal. When you make a purchase the funds are debited from your account as normal. There is no need to make contact with the terminal, enter a PIN or sign for the purchase. When the payment has been confirmed you will hear a beep and the lights on the terminal will illuminate. You can obtain a receipt for the transaction at this point if you require one.

Where can I use Visa payWave?

Visa payWave is accepted at Australia's leading retailers, including McDonald's, 7-11, JB Hi-Fi, Bunnings and Caltex. Shopping for everyday items has never been easier with thousands of locations around the world accepting Visa payWave wherever the contactless symbol is displayed.

Contactless indicator

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Is it safe and secure?

Visa payWave-enabled cards are backed by Visa's Zero Liability Policy1 and are as secure as any other Visa chip card. They carry the same multiple layers of security, which ensures that you are not responsible for fraudulent or unauthorised transactions. Visa payWave cards only work when the card is within 4cm of the card reader and the payWave terminal can only process one transaction at a time. Because your Visa payWave card doesn't leave your hand during the transaction, you remain in control of your card at all times.

  More Information
Visa Paywave Frequently Asked Questions
  Useful Information and Links


If you have any questions, please contact us 

1Visa's Zero Liability policy covers Australian and New Zealand-issued cards and does not apply to ATM transactions, transactions not processed by Visa or certain commercial card transactions. Cardholders should notify their issuer promptly of any unauthorised Visa use. Please consult your issuer for additional details

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