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Visa Credit Card

Choose between our 2 credit cards for a smart and convenient way to get the things you want and to pay for the things you need. With the choice of low interest rates, either a no interest free period or up to 55 interest free days, you can use a Northern Inland Visa Credit Card for anything you want.

Visa Classic Credit Card (S55)

  • Introductory discounted interest rate on purchases for first 6 months*
  • Enjoy a Home Loan Rewards rate on your card when you have a home loan with us#
  • Up to 55 interest-free days on purchases
  • Easy payment options
8.99% pa
honeymoon rate

10.74% pa
home loan rewards

14.00% pa
standard variable rate
NICU Visa Credit Card  
Apply for a NICU Credit Card        
  More Info on our Visa Classic Credit Card
Honeymoon Interest Rate Introductory discounted interest rate on purchases for first 6 months*.
Low Annual Rate Competitive standard variable interest rate.
Home Loan Rewards Rate Eligible Northern Inland Members enjoy a discounted interest rate on their Visa Classic Credit Card for the life of their home loan#
Balance Transfer1 0% for 12mths when special offers apply
Low Annual Card Fee $40 per Membership
Interest - free days on purchases2 Up to 55 days
Visa Entertainment Rewards Free access to exclusive pre-sale concert tickets, member promotions and much more
Minimum monthly payment 2% of outstanding balance or $20, whichever is the greater
Billing Date 15th of each month
Monthly Statement

Received by post or via Online Banking.

Eligibility and credit criteria apply.

1.Balance transfer rate offer for first 12 months then reverts to standard rate; highest rate currently 14.00%, discounts may apply. Transfer rate offer available on non-Northern Inland CU cards only and to the limit of $25,000

2. Interest accrues from the day a cash advance is made.  The withdrawal limit is $2,000 AUD daily.
*The Honeymoon Rate does not apply to cardholders eligible for the Home Loan Rewards Rate. After 6 months the Honeymoon Rate reverts to our standard classic credit card rate.
#Eligible Home Loans for the Home Loan Rewards rate include any home loan with Northern Inland Credit Union. When the Home Loan is paid out, the interest rate reverts to the standard credit card rate. Refer to our Interest Rates for details.

Low Rate Visa Credit Card (S20)

  • Low interest rate on purchases and cash advances
  • No annual fee
  • No interest free period on purchases
  • Easy payment options
8.99% pa
  interest rate
 
   
Apply for a NICU Credit Card        
  More Info on our Low Rate Visa Credit Card
Low Annual Rate on purchases and cash advances Competitive discounted interest rate.
Annual Card Fee Nil
Interest - free days on purchases1 Nil
Visa Entertainment Rewards Free access to exclusive concert tickets pre-sales, member promotions and much more
Minimum monthly payment 2% of outstanding balance or $20, whichever is the greater
Billing Date 15th of each month
Monthly Statement

Option to receive electronically via Online Banking.

Payment Options Set up a monthly automatic transfer to pay the minimum amount or balance in full

Eligibility and credit criteria apply.

1. Low Rate Visa Credit Card interest rate of 8.99% calculated daily from date of transaction on all purchases and cash advances. The withdrawal limit is $2,000 AUD daily. Terms and conditions of card and interest rates available on request. Northern Inland reserves the right to withdraw, extend or vary this offer. Visit visaentertainment.com.au to register and for full benefits and terms.

 

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Questions?

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