A variable rate Smart Home Loan is a home loan packed with smart features. Our fee structure means you have no ongoing or account keeping fees on your loan. This means your outlay over the life of your loan could be significantly less than loans with other institutions. What's more, with a Smart Home Loan you enjoy fee discounts on your linked savings account for the life of your loan, and most Members can avoid paying transaction fees altogether.
You will also receive a free redraw facility. The only stipulations are you must be in advance in your loan repayments and you can only redraw a minimum of $500 at a time. You can also only transfer between your loan account and your primary savings account within the one Membership.
You will also have the ability to borrow 95% of the purchase price, provided Lenders Mortgage Insurance is taken.
Lending criteria, conditions and fees apply. Refer to the Quick Links section for up to date interest rates and other information.