A Smart Home Loan is about providing you with the best options. A split rate Smart Home Loan allows you to fix a portion of your home loan while maintaining the balance of your loan on a variable rate.
This package allows you to have the peace of mind knowing what your month-to-month repayments will be while still enjoying the benefits of a variable interest rate loan, including the ability to make extra repayments to reduce the overall life of your loan. If you choose, you can make additional repayments on your fixed loan of $10,000 per annum (2 x $5,000 payments). Pay no ongoing fees on your loan, and enjoy fee savings on your linked savings accounts.
You also receive a free redraw facility which allows a minimum $500 redraw on loan payments in advance. Access eligible redraw funds by transferring from your loan accounts to your primary savings account within the same Membership.
Lending criteria, conditions and fees apply. Refer to the Quick Links section for up to date interest rates and other information.
Talk to a loans officer today on 1300 65 65 81 or click here to APPLY ON-LINE.