The first few years of your new home loan often present you with the most hurdles, while you are still finding your feet, and covering expenses. For this reason, a Smart Home Loan gives you the choice of a honeymoon rate for the first 1 to 3 years of your loan. Enjoy the security of knowing what your repayments will be, and budget for those extra expenses which may pop up unexpectedly.
You are entitled to make additional repayments of $10,000 per annum (2 x $5,000 payments) during the fixed rate period. Once the loan reverts to a standard variable rate, you can make unrestricted extra repayments.
You also receive a free redraw facility which allows a minimum $500 redraw on loan payments in advance. Access eligible redraw funds by transferring from your loan account, to your primary savings account within the same Membership.
Lending criteria, conditions and fees apply. Refer to the Quick Links section for up to date interest rates and other information.
Talk to a loans officer today on 1300 65 65 81 or click here to APPLY ON-LINE.