Increase font size Decrease font size

Attention: open in a new window. Print

smartPAY app

Now wherever you go, your banking goes too

With Northern Inland Credit Union's Mobile Banking app - smartPAY you can bank on the go!

Our smartPAY app allows you to:

  • Check your balance
  • Transfer funds to other Northern Inland Members
  • Transfer funds to external bank accounts through Pay Anyone
  • Make BPay payments
  • Load new payees
  • Change your PIN
  • Block/ Unblock your Card
  • Report a lost or stolen card
  • Find your nearest rediATM or Branch
  • Notify us if you are travelling overseas

Android iconTap & Pay - bonus contactless system for Android phones

This feature is being turned off on 28 September 2017. For more information read our news item and FAQs.

Easy to use, safe and secure

All confidential information is encrypted and stored securely. Your available balance can be easily seen via quick view without you having to log in to the app, while payment functions and transaction details are protected by your passcode.


Download NICU appGetting Started

You can find our app by searching 'NICU' or 'Northern Inland Credit Union' using the search bar at the top of the Google Play Store or Apple Store, just look for our logo.

Download NICU appDownload our app

To download the app for Android head to:


For Apple go to:


NICU cards Register your Membership Details

When you download the app to your phone you will be asked to enter your Online Banking login details. As part of the registration process, you'll be asked to select a 4 digit passcode - you will use this passcode when you each time you use the app.

For security, we ask that you choose a passcode that's different to your PIN. And like your PIN, you should keep your passcode confidential.

Learn more about the app and see if your phone is compatible with our smartPAY FAQs



If you have any questions or require assistance with registering, please contact us NICU Enquire

To determine if this product suits your needs,  read the Product Fact Sheet.


Find your nearest branch
Call us on 1300 65 65 81
Email us

Download Android Pay