A variable rate Smart Home Loan is a home loan packed with smart features. Our fee structure means you have no ongoing or account keeping fees on your loan. This means your outlay over the life of your loan could be significantly less than loans with other institutions. What's more, with a Smart Home Loan you enjoy fee discounts on your linked savings account for the life of your loan, and most Members can avoid paying transaction fees altogether.
You also receive a free redraw facility which allows a minimum $500 redraw on loan payments in advance. Access eligible redraw funds by transferring from your loan accounts to your primary savings account within the same Membership.
A Smart Offset Account can be attached to an eligible mortgage loan account. Enjoy at-call access to funds, and save on interest on your loan as 100% of your savings account balance offsets your outstanding loan account balance. For further details, or to see if you are eligible, speak to one of our friendly staff.
Lending criteria, conditions and fees apply. Refer to the Quick Links section for up to date interest rates and other information.
Talk to a loans officer today on 1300 65 65 81, or click here to APPLY ON-LINE.